Questions and Answers


Best Home Buying Tips for First-Timers

Buying your first home is a big freaking deal. How do you know which loan is right for you? How do you swing the down payment? How do you ensure your offer isn’t too low or too high? What don’t you know that you don’t know? Ack!

Breathe, friend. The process doesn’t have to painful.

#1 Getting Started

Q: Where should a prospective home buyer (and their significant other, if applicable) start their buying journey? What do you do first? 


#2 The Down Payment

Q: Is there any wiggle room on the 20% down payment, or should I just plan on making that?


#3 Agents and Listing Sites

Q: How should a first-time home buyer work with an agent? What do agents do that property sites don't?


#4 Finding a Lender

Q: Getting a mortgage is a big deal for most buyers. How should they get started on securing a loan? And what about online lenders ? Is there a disadvantage or concern with using this type of lender rather than a local or traditional bank? 


#5 The Loan

Q: Do you suggest a government loan over a private bank?


#6 Open Houses

Q: How can I make the most of open houses?


#7 Finding the Right One

Q: How many houses should I look at before I make an offer?


#8 Making an Offer

Q: When making an offer on a home, what are the top things a buyer should keep in mind?


#9 The Inspection

Q: What happens at the inspection? If the inspector finds issues, what does that mean for the buyer?


#10 Mistakes to Avoid

Q: What are some of the biggest mistakes first-time home buyers typically make?






Hector Torres


JohnHart Real Estate


3115 Rancho Vista Bl Suite B
Palmdale, CA 93551

Mobile: 424-335-5925



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